So glad you could provide a better insight.

the insurance companies are not charities; they deserve to make reasonable profit for providing the insurance.  

The reality is the opposite - if it's not in writing then the PMC doesn't have to provide the service or can charge extra for it!

I agree, start local and see if you can find anything that cash flows in your area—it's always easier to manage something close by when you're just starting out.

If you decide to revisit STRs, you might want to explore properties where you can project expenses independently, such as using local STR forums or online tools to estimate maintenance, management, and occupancy costs.For networking and strategy-building, you might find local meetups or groups beneficial.

is so what lender did you use that provide non recourse loan?

Only an investment team can provide the crucial local knowledge you need.Moreover, you'll need various resources to find, validate, inspect, renovate, and manage a property.

In san diego, you need to seek the sex areas (or be near the bases) to find them. 

Those that cannot weather the storm get wiped out.Having cashflow positive properties provides a margin of safety you just do not have with negative cashflow.Why are you focused on buying in your backyard? 

You can find his YouTube channel at:facebook.com/platinumresortassistedliving He is all over this subject and he is in Georgetown, TX.