Seems like cancer patients and transplant patients want MTR...may not want to stay in hotels...may want someplace pet and family friendly and want a host with a heart that can shorten their stay---Say YEAH....or extend it, without paying big penalties.....and these are people often networking with other patients and families who may be your clients too. 

I don’t flip & have moved into mostly passive syndication deals for apartments & more.I did use this strategy recently to invest in a mining operation for Cryptocurrency that’s surviving this massive extended correction.

I like @Christopher Phillips idea- surely a local bank would extend a line of credit to you based on the equity.

IRAs are not.A solo 401(k) can only be used if your business has no other employee (the definition of employee having been extended recently with the SECURE act).

Should I try to get them to extend term to 24 months and drop the origination fee to 1%?

When it is up, extend in 1 year increments.  

Exceptions sometimes made for our studio and 1br units on extended stays.- Reservation holder must be on site during stay. 

It depends ;)We discussed it for each client that would have bonus depreciation, and generally it fell into a few different camps:1) We always extend anyways, so we don't care if we wait2) We normally file on time, and the amount of bonus depreciation difference is relatively immaterial, so let's not waste time and fees to extend and have to provide estimates to members - typically this was with less than a few hundred thousand of bonus3) We have too many investors, we aren't going to delay them, we'll file with the 80%4) The bonus depreciation is material enough to us that it is worth it to us to wait.

I used to take QuickPay but the issue is that they can partial rent and extend their stay without rent b/c I couldn't process the eviction b/c of partial rent..

As of the date of this post we have not seen any of that money.Summarized Eviction Timeline:July 1st: Rent Due (Actually extended to July 18th at tenant request)July 19th: 3 day notice to vacate postedJuly 25th: Lawyer filed eviction with Butler County CourtAugust 9th: Eviction court August 13th: Date judge gave them to be out byAugust 16th: Bailiff removed tenant and set out stuffCost: $195 in lawyer and Bailiff feesLessons Learned:1.)