Underage drinking - good luck denying knowledge of that.2.

They take it, deny it, or counter it.It really is that simple.

You cannot deny that although the demand for VR's is growing that it is not growing at a fast enough pace.

You want them to confirm they meet those criteria or its a waste of your time, it also helps if you later deny for one of those items.

I've been consulting some of the most respected and world-renowned financial advisors over the past few days and the Infinite Banking concept is a joke in these circles and is referred to as a scheme, money-grab, and something that is used to abuse the trust of those that fall for it.I would love nothing more than to be proven wrong and learn a new strategy to help my clients. 

I noticed a few threads on here complaining about reasonable claims getting denied by the insurance companies they work with.

She really emphasized the potential of amphetamine abuse. 

This is important, if there are no comps your loan will be denied in most cases.    

An if they don't meet that or whatever other guidelines you put in place up front, then there should not be any issue denying applications, and maybe they don't even apply.Personally I would not make up conditions as you go.....have to treat everyone fairly.

I called hgim to speak about it verbally and when I did he became aggressive with me on the phone and denied any wrong doing.