@Kasondra Milton- hi there ...thanks ...Raised in the fairport area ...live on west coast now ..last summer I had to return to Roch area to help with a family illness  situation ...I stayed in a AIRBNB that was close to Strong hospital for 3 weeks ...in my search for places - I must say I was surprised at the lack of options ( at least at that time ) ...that being said - I agree with your comment about the fact that Greater  Roch  likely  wont  attract a large amount of renters consitently  ( outskirts  like  finger lakes are a diff story ) - thanks and good luck

And, that this return to office will manifest itself first in suburban areas with relatively less competition and shorter commutes for local workers, and that re-absorption of inventory will take a lot of time in urban areas with tons of vacancies.

Stessa’s reports are great, but lacking support for more complex loan structures—like your portfolio loan—can make tracking a nightmare.

Legal competition has cut the cost of a Reg D offering from $25,000 to $8,000.  

Given the income and lack of debt, I would probably pull a HELOC on the current primary, but the house you want and do what you need to make it livable. 

You should only have to change when your current software has a flaw or lacking feature that is causing you to spend too much work on a work-around.

.- Strategic Location: Close to major commuter routes (I-495, US-29) and public transit (Metro).High Demand: Inventory in Silver Spring remains tight, driving competitive offers for move-in-ready properties.Diverse Market: A mix of young professionals and families ensures a broad buyer pool.

However, all products shipped via Cargo Containers or Conex's will go up due to a lack of availability of containers. 

@Sean Hurwitz LOT of competition for flips!

Then you take that list and see if there is crossover with some of the areas you are interested in and start there because you have a competitive advantage there (boots on the ground or knowledge).One last thing, don't discount your own enjoyment.