I am a 21-year-old individual excited to commence my investing journey along with my partner in the North Carolina real estate market.

I am a 21-year-old individual excited to commence my investing journey along with my partner in the Georgia real estate market.

I am a 21-year-old individual excited to commence my investing journey along with my partner in the Charlotte real estate market.

I received 2 degrees from the University of Memphis and was the commencement speaker for my graduation.

I am a 21-year-old individual excited to commence my investing journey along with my partner in the Charlotte real estate market.

I am a 21-year-old individual excited to commence my investing journey along with my partner in the Phoenix real estate market.

TERM OF THE AGREEMENT: This Joint Venture shall commence on the date first above written and shall continue in existence until 2 WEEKS DATE HERE, or until written notice of termination by either party or liquidated. 3.

My favorite:PAYMENTS: All payments made by Tenant to Landlord after the tenancy commences, no matter how designated by Tenant, will be applied as follows: First to any outstanding amounts due for damages/repairs, utilities,etc.; Second, to any outstanding service charges and fees from prior months; Third, to any rent outstanding from prior months; Fourth, to any service charges or fees due in the current month; and lastly to the current month's rent.

Please note that per the multiple loan rules, the amount of the loan must be reduced by the highest outstanding balance of any other 401k participant loan over the prior 12 months (regardless of whether such other loan is currently outstanding).Monthly or Quarterly Payments: The loan must be paid back in equal monthly or quarterly payments of principal and interest.Interest Rate: The interest rate is equal to prime plus 1% (or CD rate plus 2%) and is a fixed rate that is set at the time that the loan is taken.Term of the Loan: Five-year term unless the proceeds of the loan are used to purchase a primary residence in which case the term of the loan may be up to 30 years.First Payment:For monthly payments, the first payment that would otherwise be due is delayed until January 2021 (e.g. if the first monthly payment would have been due on May 15, 2020, it will be due on January 15, 2021).For quarterly payments, the first payment that would otherwise be due is delayed until the first quarter of 2021 (e.g. if the first quarterly payment would have been due on May 15, 2020, it will be due on February 15, 2021).EXISTING LOANS:The CARES Act which was enacted to provide relief to individuals impacted by COVID-19 allows for increased 401k loans and more flexibility for repayment of these loans.Specifically, you must be an individual who meets one of the following conditions to demonstrate that you have been impacted by the crisis (and it will be your responsibility to retain documents in your files that demonstrates that you are a qualified individual):Individual who is diagnosed with COVID-19, with a CDC-approved test;Individual whose spouse or dependent is diagnosed with COVID-19, with a CDC-approved test; ORIndividual who experiences adverse financial consequences as a result of being quarantined, furloughed, laid off, having work hours reduced, being unable to work due to lack of child care due to COVID-19, closing or reducing hours of a business owned or operated by the individual due to COVID-19; or other factors as determined by the Treasury Secretary.If you meet the above conditions:You may delay making any 401k loan payments due between 3/27/2020 and 12/31/2020.You must commence making loan payments in January 2021 (or the first quarter of 2021 if your loan payments are due on a quarterly basis).If you elect to delay making such loan payments, the term of your loan will be appropriately extended.

—————————Letter of Lease Cancellation Tenant, name, and Landlord, name have agreed to terminate the lease contract commencing July 1st, 2020 due to a tenant’s personal situation.The tenant name intends to break the lease agreement, which results in the full early termination fees.