For example, in Mexico, you can put less than 40-60% down, interest rates are in the single digits and you can get 20- to 30-year mortgages (and you can't get anything shorter actually) and the right areas would fit within @Richard Foltys' criteria.

Additionally, since you need to replace your vehicle soon, you should consider how that $30k purchase fits into your overall budget.Take a close look at the current housing market in Orlando, where prices are around $400k for decent homes.

Cash-flow does not fit that equation.

$25/sqft what businesses fit that number, 2.  

@Richard White I'll send you contact info for two local PM lenders that might be a good fit.

Literally, there is no best option, only what fits your goals based on the info we know now! 

It's a flexible approach, suitable for both single-family homes and multi-unit properties, and can be tailored to fit your lifestyle and financial goals.It's important to research local housing laws and market conditions to ensure a successful house hacking venture.

Conventional loans might still be an option, but DSCR loans or portfolio lenders could be a better fit for LLCs.

For example, hotels or short-term rental properties like Airbnb often generate more income than traditional apartments, especially if the location supports it.Entitlements and Approvals: Check whether your project fits within the land’s current zoning (by-right uses) or if it will require variances or rezoning.

I will continue to tweak my plans and eventually find a nice niche that fits my investing style.