@Clay Sellers I agree with most of it, however, I think it paints some areas with too broad of a brush stroke.

We have the paying off student loan debt conversation about once a quarter but it just doesn't make sense at this point in our lives.

Good value add operators often can create significant value in a few short years, refinance, essentially getting the investors initial cash out...while they stay in the investment earning solid cash returns each quarter (payouts) while a suitable exit price is achieved in the 3-5 year period.  

(yes, they are lien-able, and depending on the boro sometimes they are billed monthly or quarterly, sometimes one utility bills for all 3 services or different utilities bill for 1 or 2 of them or each of them) 

Hey guys I hope everyone here on BP is doing great and ready to crush this 4th quarter! 

My main question is about the basement, about a quarter of it had concrete, but the rest was gravel.

There are 3 different type of pipe, pvc, cement and clay.

Do you guys update yours with the market value of your real estate each month, quarter, year etc.?

Hi Daniel, Absolutely, I frequent Boston's back bay several times each quarter for corporate meetings.

In Austin, we have areas where there is alot of clay which is expands and contracts depending upon the weather (rain or sun mostly) as weird as that sounds.