I'm betting most all of these note schools are teaching how to move the asset through a system and facilitate a transaction, how to use a financial calculator or their software.

But you would have to calculate the individual debt services to see if the debt is cheaper or more expensive.

Understand the fees involved and calculate the total cost for an entire year of management so you can compare the different managers.

The important part of investing is the calculations of a deal, having capital, and a W2 job that will help you get loans.

Hi, does anyone know a calculator to use for seller financing which includes amortization?

comparing the calculated cash returns mAkes it look like a no brainer - won't expect much appreciation.  

Key Market Movers and How to Track Rateshttps://www.biggerpockets.com/blog/2024-dscr-loan-rates-and-...How Do DSCR Lenders Calculate Your Interest Rate?

Now the 9% doesn't seem to be a terrible deal, but then I calculated the risks involved.

On Page 134, he lists the following when analyzing a deal:Sales Price: $132,490.00Sales Expenses: $17,000.00Loan Balance: $55,004.72Total Invested Capital: $35,950.00Profit: $24,535.28I agree with his thought process here when he calculates net profit, but I'm trying to verify the net profit by adding up all the sources of income over the past five years in his example by doing the following:Appreciation over five years=$12,490 (see chart on Page 133).Cash flow ($297.73x12x5)=$17,863.80 over five years.Loan paydown: ($60,000-55,004.72)=$4,995.28 over five years.Sales Expenses are still $17,000.Doing the math, profit= $12,490+$17,863.80+$4,995.28-$17,000=$18,349.08There is a $6,186.20 difference from the net profit he calculates.My question is: Is this $6,186.20 difference due to the forced appreciation gained in the property from the rehab he does in this example?

After 1yr we run a return on equity calculation, how much is our monthly cash flow divided by our equity position.