Trying to keep things simple with long-term single family rentals til I hit my conventional limit then will try different strategies with different funding options.

They do not protect family members, friends, relatives or pets. :-)You can include any paperwork that legally prevents someone from filing bankruptcy.

However, after accounting for long-term capital gains tax and other expenses, you would be left with $150k which is important to budget and account for.

Note that the 15% down options of course have higher rates. 

In other words held for steady cash flow.My VARIABLE (note) PORTFOLIO consists of more active/speculative notes - non performing notes I purchased at discount to principal owed; notes I hope to “work” for enhanced ROI, real property I “purchased” with a leaseback option to repurchase, and defaulted notes I purchased planning on eventually taking ownership of the real estate, as well as notes I created that don’t have current payments but provide a guaranteed return plus an equity “kicker” when the property is sold. 

I used to sell Salesforce to REITs across the United States and this is what I've learned:For your needs - a CRM with a power dialer and SMS capabilities - there are a few options you might consider:Podio: This is a popular choice in the real estate community, especially for wholesalers.

Becoming "friends" is not recommended.

I just received two different verbal offers that I'm willing to accept, but don't want to waste time with someone whose deal may fall through.What are my options to enter into a contract with someone who is qualified?

As far as markets go, there are tons of options, what are your goals?

Using a Whole Life Insurance (WLI) loan avoids banks but accrues interest, potentially reducing policy benefits—compare this with other financing options like HELOC or seller financing.