I would re-institute the Glass-Steagall Act, up-tick rule, and raise the balance sheet capitalization requirements for any institution allowed into the FDIC program or use the Fed window, and clean-up the GAAP, they are broken.I would bring all derivatives and Hedge funds under regulation and stop the financial madness that is at the root of the credit crisis.

Stop using anything made of plastic or derived from petroleum.

The reason I say 75 to 80% is becuase this is essentially a commercial property and clearly value will be derived from ROI.

Even with inflated Gross Incomes and artificially reduced Operating Expenses derived from “La-La land†Pro Formas, these property still boast single digit CAP rates… as if they are proud to offer a property at 7%.

Within investing, most of the time a normal person invests in stocks, bonds or derivatives they will loose.

Take a few days, or even a few weeks and come up with answers derived from deep thought.When I have received enough replies to this excersize, I will give additional input and also share with you my answers.

I am a Farmers Agent myself in South Dakota.Things to remember:Premiums are derived based on more than home value including Credit Rating, Loss History, and LOCATION.

Can you quantify the amount of business that you've derived from BiggerPockets?

I’m talking about everything….securities, commodities, personal assets, derivatives, closely-held stock, access to lines of credit and private money, etc.The more liquid you are in these areas the less cash you need to keep on hand.

Debt derive.