We financed the deal with our partner M3 Innovations, Inc., we put up the down payment and made the monthly payments on the construction loan but M3 secured the financing.

There are of course, as you mentioned, the super rich who built companies through innovation and the right time of the market Who have been able to make much much more than even the best real estate investors.  

My risk here is holding, and the project finishing in Nov. 

Filed paperwork in Nov '16 and marshal didnt come to physically evict until Sept/Oct '17... nyc and bronx courts are the worst

I would talk to Shaun Weekes at Innovation Lending Solutions.

Thank you for your insight Mohammed...CFL meaning California Lending Law, based on my research...I guess it's a CA thing...The Department of Financial Protection and Innovation (DFPI) formerly the Department of Business Oversight (DBO) offers two different types of mortgage company licenses, the California Financing Law License (CFL) and the California Residential Mortgage Lender License (CRML).Sep 1, 2022...So I guess my original question is if there was a significant difference in rates between the two...but you provided much clarification...thank you. 

Our current healthcare system is incredibly inefficient and expensive on both sides (private and gov't programs) and there will be tech companies and innovations that form to eliminate those inefficiencies.

We can't stop innovation and technological disruption.

Single mother, husband left her and 3 kids stopped paying in nov.

I hate to burst the bubble of innovation, but we did this decades ago.