Hard/private money, commercial, seller-financed,  balloons, adjustable, calls, committees bothering you every year for your financials? 

Committees of local bankers make decisions on what they have an appetite for.  

I'm happy for him, he's on this committee, that program, etc.

Our experience has varied from 60 days for an incredibly short PUD process with a zoning meeting and council meeting (where the use was approved but required updating) to 9 months and submissions to Architectural Review Committee, Zoning Committee, Plan Commission, and City Council. 

They are 'instructions' for the board regarding the administration make up, voting, committees etc. 

As mentioned, most of mine are smaller banks that use a loan committee, and they just meet and approval or deny loans in those meetings. 

Rent Control was proposed but didn't make it out of the legislative committee (that is mostly Democrat) mainly because they weren't prepared.

@Jonathan Greene  It's probably a bad idea because you don't know what a development committee is (since you asked). 

Note: this comment is not about politics:1) The President doesn't repeal laws2) The House passed a replacement bill for Dodd-Frank in June 3) According to the law of the land, the Senate has to pass the same bill (or a reconciled bill agreed upon by the two bodies of Congress) and send it to the President for signature4) The responsible Senate committee chair set a target of 2018 for their version of the bill, which will require 60 votes and the participation of 8 democrats to pass (edit: 60 votes to end debate and move to a roll call on the bill)Repealing the ACA has shown that this is not as easy as certain people make it sound like it will be.

There is literally no use fretting about something that still has to go through committees, then back through the House and the Senate before it even gets to the President's desk.