When all these are factored in, the average cap rate on a single family home is in the low 3% range.

@Hanzel AnaAs a beginner in rental property investing, it's essential to learn the basics of cash flow, cap rate, and financing options.

Depends on the cap rate you are looking for.

NY has a cap on the % that public adjusters can charge.  

I once downloaded and analyzed Zillow data to find markets with attractive cap rates...

And in doing so I realized that it’s going to be $2k more per year to insure it for replacement value of $145k vs before it was mostly just liability insurance plus a cap of $15k replacement payout. 

Be sure to refine your deal analysis by focusing on cash flow, the 1% rule, and cap rates to ensure solid investment returns!

Let me break it down for you.Reversion Cap Rate: Ensure the reversion cap rate assumptions are realistic and aligned with current market trends.

I personally am almost always willing to sell a property I own if (1) I can created a ultra high ROI by use of seller financing/wrap loan with an existing loan that has a low rate or (2) sell for a low cap rate for a property without great upside potential and can reinvest for a much higher ROI.  

My calculated cap rate is 4.73%.I just finished a full foundation up remodel on our primary residence, we owe $1.22m at 4.25% on a 30 year on the mortgage and have a private construction loan with a balance of 490k at 5% on a 20 year.