Welcome to BiggerPockets, Kyle! 

I'd be happy to.

Another way is to switch your product from 30 year fixed to a 5/1 ARM so now you're taking program or financial risk to arrive at a lower rate such that you can pass this FHA SS rule (5/1 ARM FHA has a lower rate by up to .50% than the 30 year product typically).

Would love to connect.

Lending is all about relationships, especially when it comes to exceptions and tricky deals.It generally doesnt hurt to interview lenders and apply with 2-3 of them at the same time.

Real Estate Market Predictions for 2025Single-Family Homes: Prices will likely remain flat due to homeowners holding onto low-interest-rate loans, causing fewer properties to hit the market.

Answers to your questions:1.

They are farily easy and do nto require much to get started and the Max LTV is going to be 75% but I have seen some exceptions to 80%.Rates are subject to a few thing like loan amount, property type, number of units, credit score and downpayment.DSCR allows you to purchase with No employment and No tax returns so its a little easier. 

The seller was motivated to close fast, allowing us to secure the deal and set the stage for a profitable resale.

this is mission impossible.. although you might have some fake lenders approach you looking to steal up front money from you.. so be careful.