Drives up housing rates.Is there anything specific about your town and area market?  

You can't just kick the tenant out randomly unless the lease specifically states otherwise or it's MTM.

After using the calculator the offer price was around 260k. 

If you’re short on down payments, here are a few strategies to consider:Leverage Equity: If you own any properties with equity, consider tapping into that through a cash-out refinance or HELOC to fund your down payments.Seek Joint Ventures: Partner with other investors who can provide the down payment while you manage the property or contribute in other ways.Explore Creative Financing: Look into options like seller financing or lease options, which might require less upfront capital and can be structured to fit your needs.Consider Private/Hard Money Lenders: These lenders can offer flexible terms and quicker approval compared to traditional banks.

Rebecca,I would offer you this advice as a Banker who does a lot of DSCR loans per month.

Specifically, I'm curious to know:What types of financing have you considered for your real estate investments? 

Hi James,Yes, there are still hard money lenders that offer gap loans with straightforward underwriting and competitive origination fees, but they are becoming harder to find.

I have a property I’m wanting to put an offer on but found out that will be being built in the next year or two! 

I want to take the equity of my current property for the down payment on the other, my current mortgage lender does not offer equity line of credit for mixed use property, the loan officer told me I may find some lenders offer that type of loan.

I would offer them a redo on a M2M, perhaps at a little higher rate, and tell them if they don't go that route you will go hardball when they illegally break the lease. 3.