However it is the low paid immigrants paying into the social security system that will keep it from collapsing.

It's your job as the investor to determine if the purchase price versus what they are conditioned to paying in rent makes the deal work as an investment property.You can do it.

I have a client looking to buy some single family properties but cannot find financing because he doesnt have a social security number...

Face to face is the best way to do successful business.But there is other value: the value of social connection and social support.

Good schools = GreatGood condition = GreatGood neighborhood = GreatDoes not “Pencil” = BAD!!!

This is the "Bigger Pockets Social Network Suggestions" area...

The banks have procedures and forms to make sure the buyer is aware the bank doesn't really know the condition and specifics of the property.

Those units with owner paid utilities or those in higher turnover/crime areas will typically sway higher than the average.That all said, I don't use the 50% rule for much as it is a nationwide generalization and as we savvy investors are aware, real estate market conditions differ dramatically location to location, and from then to now.

Forum use, the social networking pages, etc?

The idea that the rules could change after the deals have been down does damage those who based their decisions on conditions and regulations as they stood at the time.