That piddling 1500 dollars I could have saved by waiting in line was nothing compared to the instant-ownership.

I think the success rate will be higher with local banks compared to national banks.

Lloyds actually closed their Yen book to non-Yen earners in April due to the size of the Yen book growing very quickly to a size which their Head Office were not happy to see compared to other currencies - most of these new Yen loans coming from US based applicants.

I'm a specialist because I do more research and look up comparable sales in the area surrounding the property, sometimes even having a Title company to help me but again I don't have to be licensed to do this either or the companies or homeowners that give me the information would require it.

Listen to them, compare, and THEN, make a decision based on their knowledge and experience, and your own intelligence.

Call several and compare.

Our rents are high here because cost of living is very high, and real estate prices are very high when compared to the mainland.

Factor your gross rent from comparable properties in the area.

A significant part of my motivation in many of my endeavors will probably have something to do with the monetary reward I will get out of it.And in reference to unfulfilled promised "solutions", I firmly believe that good business is based in doing what you say you are going to do.

Basically you trade off speed and documentation for better terms compared to hard money.