The concept you explained though makes perfect sense in applying funds received to utility payments and then rent to mitigate risk.

Any advice or accounts from previous experience will be well received!

If you’re takin pets, add a pet fee, put “PET FRIENDLY” as your first headline words, inspect monthly for the first 4 months, expect a surprising number of “im a dog trainer so my animal is exceptional” responses since calling yourself a dog trainer is as easy as grabbing a saw and calling yourself a carpenter, and ALWAYS meet the animal - preferably at the showing so you see how it reacts in a higher stress situation of new people and new noises etc.

I'll know some of the things to pay closer attention to when I check out a house the next time.And the property is a buy and hold with conventional financing.

I focused a lot of my attention on the course and was able to go from starting the course to passing the class and taking the state exam in about three months.

I received the disclosures in the morning with a stated 30 year fixed 5.0% interest rate (0 points) for a $70,000 SFR investment property with 20% down.

I have 10 rentals that need occasional attention.

What kind of advice can I get from the marketing and wholesale community to get their attention and make this happen for the right number?

Both rented and positive cash flow.Subject Property:  Traditional detached SF property in NJPurchase amt 410k10% down (don't have funds to do 20% unfortunately)While I am confident in my mtge guy, for prudent measure I wanted to check w/ the BP community to confirm the following..Freddie:  'My income is too high' (Can certainly give figures, but not sure how to break it down.. 2017 salary + bonus; Rental income, 2018 salary formally approved and documented, but not effective until July; and 2018 bonus (which I have received already)FNMA:  'To get a second FNMA mtge, I need to put down 20%' (which I would like to do, but cannot come up with an extra 41k)FHA:  'My only option' (with the 1.75% upfront PMI and monthly PMI for life of the loan). 

Another year another opportunity for where one might receive applications from Independent Contractor (gig) workers.Does ANYONE have a process that they use to manage the risk associated with taking on Gig / Lyft / Uber drivers as tenants ?