Hi @Joe Banks, I'm not a broker but I am a mortgage advisor located in Tennessee employed by the largest bank in Nashville and lend all over the state.

Keeping in mind your mortgage is locked in on today's dollars.(2) ECONOMICS 101* Supply is still woefully low compared to current & future demand and will remain constricted for a few reasons:---> One, building has a very long ways still to go to catch up to decades of under-building (Fannie Mae estimates we are 3million units short), especially on the affordable side of the equation---> Two, the ‘stalemate’ we are in when it comes to sellers listing will continue as 85% of people are locked in at interest rates below 5% and we are about the experience the largest wealth transfer in history between boomers and millennials.LET'S play out some interest rate scenariosRates continue to rise —> this could come with QE leading to debasement of currency.

Three weeks ago I got notified by the Town that there was a lot line adjustment next to my lot and it turns out the owner of the area’s largest real estate company has advised an out of state investor to buy a 40 acre parcel adjacent to this neighborhood and they tied it up for 8 months while they contacted 18 landowners who owned land throughout my neighborhood on these roads which apparently are a never built cul de sac and offered outrageous prices for all there lots and bought up the whole neighborhood.

In a prior life I worked at the private equity firm that sponsored the largest private owner-operator of single-family rental homes in the US (bonus points if you can guess) and was part of the team that launched an REO servicing business under a sister-company.

And I just spoke to a successful vacation rental manager - probably the largest on O'ahu.  

Probably only the largest cities will have the capital and tax base to address that issue.

They are also the largest.

* What do you do to ensure that the tenant is responsible for security deposit disputes since that is the largest reason for owner lawsuits* How familiar are you with the newly changed laws that can affect you the owner if they are not used correctly?

What do you do to ensure that the tenant is responsible for security deposit disputes since that is the largest reason for owner lawsuitsHow familiar are you with the newly changed laws that can affect you the owner if they are not used correctly?

@Randy LanceI don't have a W2 job now, but when I did:1) I worked for one of the largest accounting firms and I had told couple of people that I was investing in RE.