Hard money lenders typically want at least 20% - 30% skin in the game. 

So if you find similar skills, and I think you will, the tenant isn't going to have much skin in the game.As an alternative for me in the next cycle, I'm considering renting a box-blade and doing the work of roughing it up and leveling it myself.

Came here to get SOUND advice from professionals, not "hobby" landlords, as was coined.I apologize if my curiosity was misconstrued as ignorance.I'm fully aware I'm new T this with very little skin in the game.

I gained thick skin with ill people and feel it will work well in my new part time investing strategy.

Since he would be getting a 100% loan he would have no skin in the game.

It can be "little" down or "someone else's money down" but don't make the mistake of thinking you don't have to have some skin in the game.

He qualified that with "the lower your (meaning me) skin in the game that you want to put in the stronger your numbers will need to be to make sure it is a very solid deal."

For these types of loans, income is important and cash typically does not need to be seasoned or sourced (depending on the lender).Cash is kind and most lenders want to see “skin in the game”, which it sounds like you have plenty of.

I agree, I need at least 10% down to have enough skin in the game, but how would this view of risk change, if at all, if the buyer had a perfect FICO score?

They have skin in the game.