This is a public forum @Kevin Francis and @Kathleen @Kathleen Wilcox The due on sale clause is been talked about on BiggerPockets for very long timeAbove I stated the exceptions as per the Garn St Germain Act of 1982Every mortgage has a due on sale clause there's been created before I think 1986It means that the bank has the right to call the loan due, not that it's going to call the loan dueAfter analyzing the tenant buyer through an RMLO to check the ability to repay and other issues, let's say they need two years, I will start them off with a one-year lease and a one-year option that can be extended.  

Like @Jon Holdman I don't see much enthusiasm for a lender to extend much more credit on an industrial building covered to mixed use as collateral. 

I had an idea after this call, what if we get the seller to extend the due diligence period for 30 more days so I can keep these lots under contract and just purchase one other lot that is verified not in the wetland area.

One of the tenants this month has extended her lease for 1 year, but the other is leaving Nov. 30.So, what is the best process to vet potential tenants? 

They have a rule that if another bid is made in the final 15 minutes, they extend biding by another 15 minutes.  

It would take you almost two years to see a return.You should also consider things that would extend the life of your rental.

I would note that your closing time is going to be extended for both the short sale and the REO.

After running into a couple of hurdles in getting the financing underway, I was forced to ask the seller to extend the closing for 2 weeks.

If someone has dug out the crawl and extended the basement, make sure that the main beam is still sound.

It was PVC to the street, connected to a cast iron Tee under the house, which tied into the original bathroom and ran on up to the roof vent, then a pvc run had extended to a second bathroom from the Tee.