@David Cheng - So, SBA requires 51% of the income be associated with the owner-occupant. 

So I require skin in the game (average is 5% to 15%) to offset this.

This will be a requirement of this proposed settlement.  

It's easy to obtain, costs very little, and doesn't require extra, on-going effort to maintain.

It’s possible but requires the right team on the ground.

Since we're investing out of state (out of country), and it's our first deal, we were looking for something that didn't require much work up front.

Many YouTube gurus will sell the idea that it can be done rapidly, but that requires a good market.

Most work this way Rates: 9% to 13% (Most Deals are 11-12%)Terms: up to 36 Months (Most Deals are 6-12 months)Fees: 2-4 points(%) of loan amount paid at closing (Most Deals are 3 points(%))Minimum Loan Amount: $50,000 (For loans less than $250,000 $2,500 minimum fee)Max Loan: 65%-70% of After Repair Value(ARV)100% Rehab Financing Available (Require 20% of purchase price down payment or cross-collateral)Closing Timeframe: 48 Hours - 3 Weeks (Most Deals are 2 Weeks)NO PRIMARY RESIDENCES, NON-OWNER OCCUPIED ONLY, BUSINESS AND COMMERCIAL USE ONLY.

PA requires that you maintain a permanent home and be present there for at least 184 or more days per year to be considered a resident. 

The requirements are different for an individual and companies, of course, but there should be a way.