DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.

Quote from @Bryan Melendez: Hello all, my name is Bryan Melendez.I am new to all thing's real estate, residing in South Florida. 

As the title says, I am new to real estate.

I actually moved from Florida to Columbus for the real estate.

Also, if you are an agent with experience in the Loreto real estate market, pls DM me.

I house-hacked several properties when I got started in real estate investing.

To get accurate information on renting by the room, check with a local investor-friendly real estate agent.

That's the category of lender you want to avoid falling into.This is a roundabout way of saying if you can show real value to your borrowers by understanding their business you will attract the best quality borrowers with the best collateral and can charge a premium for your services because they are the borrowers who understand what's most important in a lending relationship and its not solely the rate or origination fees.

However, you should ensure that the contract language allows for such changes without requiring a full contract re-signing.Consulting with an attorney familiar with Florida real estate and property management law is advisable to ensure compliance and avoid any potential legal issues when making these adjustments.Let me know if you need help with any other aspects of this process!

So, all in all talking to a knowledgeable real estate attorney for a specific situation is the best idea!