This is great news I would check your specific county's ordinances just to be sure, but in all 3 counties that I've checked, a unit is defined as having a "complete kitchen", which means that tons of people get around it by making units with separate entrances and hot plates, microwaves, and really big toaster ovens.

My question is, do I continue to look for the multi family home and go with my plan and live in one side of it and rent the other(s), or do I instead buy a cheapish co-op as my main place to live, and then save up for a multi family home a bit later on?

I’d love to hear about networking and securing financing creatively… such as co-signs or using a guarantor ?

@Tanner Johnson FYI I do have a very qualified co-signer if absolutely need and it would be no issue but I would really like to do it myself if possible

I am a high school teacher in Colorado and I am always looking to help young people get started in real estate investing or help in any way I can.

I would assume the title co can give you a lot more info on this. 

Create a Buy/Sell AgreementA buy-sell agreement, also known as a buyout agreement, is a legally binding agreement between co-owners of a business that governs the situation if a co-owner dies or is otherwise forced to leave the business or chooses to leave the business.

I would love to find a way to give the VA read-only access to all our accounts and have them coordinate with the lender(s).

After requesting the city make an exception and being denied that exception, I've moved on to purchasing with my wife on title (yes she knows), and be co-guarantor since my income is the vast majority of our income.Got word today I pre qualified for 125k at 3.5% after 20% down!

And if you are unable to qualify on your own, you can ask a related person (be sure to check with your MLO) to co-sign with you as a non-occupant borrower, if they are willing, able, and can combine your blended income and debts to help you qualify.