I have never been there and do not know that exact area at all.Any safety concerns in this area? 

I’m a stay-at-home mom living outside Salmon Arm, BC.

If that comes in higher, you could probably arm yourself with that and negotiate with the lender.

The purchase has to be at arms-length meaning the buyer cannot be related or affiliated with the foreclosed person.

I'm going to keep my eyes peeled for these types of non-arm's length transactions.

I don’t plan on insuring it for my mortgage value but when USAA is telling me $2100 for an outsourced wind/hail I’m just trying to find an insurance company that takes care of their customers like USAA but I don’t have to pay an arm and leg for either for wind and hail.

Come armed with a list of questions because you’ll want to spend a bit of time with this attorney to learn the law in Ohio at a top level (lending process, licensing rqmts., paperwork, etc., etc., etc.)Sorry I can’t give you a specific recommendation.

Some of the cabinets don't close all the way because they show some signs of warping and the latching mechanisms are junk.As I look back at the list I know that some of these absolutely need to get done due to safety/security issues or to help protect the property against damage.

Some of the cabinets don't close all the way because they show some signs of warping and the latching mechanisms are junk.As I look back at the list I know that some of these absolutely need to get done due to safety/security issues or to help protect the property against damage.

They also had a couple of ARM options which I wasn't super interested in as a buy/hold investor.