Is there any flexibility with that reserve requirement when refinancing?

Rates are insanely low, you have a lot more flexibility and you'd secure the property. 

Hello BP,I have some Rental properties in Baltimore MD that I want to refinace or cash out, Have you worked with in MD, DC & VA area local bank or credit union that's flexible and investor friendly?

I understand there may be better, cheaper, etc but the flexibility of financing this over 2 yrs at 0 apr is very appealing to me for a big expense like this at this moment. 

They usually have more flexibility. 

I live out of state but have flexibility to move and live in/work on rehab for expedited finish date.Im looking for ideas on how to split the costs/ profits of the project if he were to foot the purchase price.

Hard money looks primarily at the property and is a fairly flexible way to fund a purchase or renovation. 

In general we saw about a third of our guests cancel, so we now switched away from flexible.

I am really excited about it because the flexibility and also I feel like it’s a great lead way into better understanding investing in real estate and just getting my foot in the door of the real estate space.

Key Bank, FLorida flexible lender, HELOCs on second homes and rental properties. 90% LTV on primary.