It appears that fincen has neglected to update (at least) that page.  

It's simply deceptive and that's all I need to know about someone.  

The 2nd PML would only be up to 65-70% LTV.

Quote from @Ricky Hernandez: Hi Everyone, I'm planning to purchase my 1st home in Arizona and was wondering if you had any good tips on finding a dependable home inspector? 

I’d like to be protected if it takes longer than 60 days to sell a spec.

What are you doing if they want to sign?

Although 2024 was generally considered a seller's market, based on what's going on in the new and the real estate market --- Do you think 2025 will be a buyer's market or continue to be a seller's market?

@Jake AndronicoI’ve looked into them but have never executed one.Let me say they will be expensive and complicated.I think what you will find if one is trying to defer $50,000 to $100,000 in gain, it’s not going to be worth the time and trouble.On the other hand, if client is trying to defer gain of $500,000 to $1,000,000, it’s worth the time and trouble.I use First American Exchange for my own account a dozen times and they have been right on the money.Google them and reach out.Arn

Maybe you are close to a black hole and have encountered a time dilation issue?

I think the other made some good points here.