**Wrong title** Can a veteran help me buy my first property?

As a retired veteran myself, Thank you for your service and if you need to or want to talk through things.

Hi,I just wanted to make everyone aware of what I believe to be an underutilized housing program available to first time homebuyers, veterans, and college grads in ohio.The Ohio Housing Finance Agency (OHFA) offers discounted FHA loans (right now it FHA is 3.625% vs 3% for an OHFA 30 yr loan), They also have 40%(!) 

You pay all the VA mortgages off, and either fill out online, or mail in, a form requesting a one-time restoration of entitlement even though you still own the home(s) that were originally purchased or refinance with a VA mortgage, based on you having paid those mortgages off (...via a refinance that wasn't a VA loan).Note that the Department of Veterans Affairs, and all eight zillion employees, are entirely and completely unaware that it's even possible to refinance a VA loan using a non-VA loan, and they also aren't aware that veterans don't ONLY get VA loans, so you REALLY have to read in between the lines to understand that if you take out a $200k Fannie Mae loan, and use the proceeds to pay off a VA loan with a $200k balance in full, you've paid off the VA loan while still retaining ownership of the property or properties. 

With VA loans, you don't even need to be a veteran to qualify, however, you'd still be required to meet their qualifications and standards. 

VA loans do not require the person assuming them to be a veteran (but the loan entitlement will still count against the veteran). 

I’m a retired veteran and soon to be mom of 2.

Ah, there it is, the supposed copy-written work being infringed: "Photograph - Clayton Morris personal headshot"Seems like if he does have standing it'd be easy enough to take that out and the show will go on...

If you are a veteran a VA loan would be your best bet.As far as other people's money, you can use family or friends to partner up and have them fund the down payment/closing costs, and you can manage the propery and split cash flow by a certain percentage utilizing a promissory note. 

It's all about how our human psychology influences our real estate decisions.The Power of VisualsVisuals, such as photographs and virtual tours, have a remarkable impact on how we perceive properties.