We have access to all public records in Illinois and Indiana and thus do not have to pay fees for tools and apps other investors use for access to those records. 

So some basic numbers on these homes:Total estimated value of all homes including their primary home: 5.8MTotal remaining loans on homes: ~900kInterest rates on these homes range from low 3’s to mid 4’sSo two questions: 1) Do I need to cash out refi each individual home if I want down payment money or can lenders lend based on the entire portfolio?

I've used such for projects that ran long in the past, while interest rates rose again and again.

As to the fixed 30-year mortgages, who in their right mind wants to pay a 7% interest rate for 30 years?

I'm looking at a gains amount of 40K after closing costs, realtor fees, and tax payback.

There's a stark difference in tax rates between legal residences (primary residences) and investment properties/second homes. 

And yes my fee's for my services are higher than the national lenders for sure.

I'm also in school to advance in my field, which could increase my hourly rate to $80 after two more years.I recently bought my first house, a 3-bedroom, 2-bathroom, 1500 square foot home.

If you are looking for someone to teach you syndication, a common thread is to start a thought leadership platform: podcast, post on LinkedIn, post on BP, create YouTube content.I would say, if you have almost no understanding of what Cap rates are, the basics of underwriting and excel modeling, how to find brokers, etc a mentor can help accelerate your learning.  

They essentially want me to set everything up and pay the upfront costs, then they will transfer everything into their name and pay the ongoing fees throughout the lease.