@Max Murphy - Instead of a loan from family, maybe you can do the math and entice your parents to invest with you -- even if it's 75 percent (them) and 25 percent (you).

My version of B grade is with some filtering get student or young professional tenants with 700+ credit or parent cosigners that have that and they stay for an average of 1- to 2 years and they pay everything leaving no money owed and leave with no damages to the unit.

So my question is, Is it easier to transfer your parents home to your name then refinance?

My parents had helped me build up credit since I was 16 years old and then I got a full time job that was good enough to get financed for a USDA loan on this home.

I am living at home (with parents) still to save money so I am not intending on using an FHA loan but that may change depending on what is out there and what kind of funding I can (or can't) find. 

I'm 16 and the markets that my parents invest in are getting flooded with investors and I feel like the prices are going to be too high when I am old enough to buy a rental property of my own. how can I find an upcoming/undervalued market?

I live in LA and didn't find out about the purchased until after my parents forked over the money.

Living for free and moving out of my parents house How did you find this deal and how did you negotiate it?

I potentially am going to have my first deal lined up, it is a condo that is ironically next door to my parents.

I potentially am going to have my first deal lined up, it is a condo that is ironically next door to my parents.