remainder of my last statement should sayOnce a person breathes in a tiny amount of asbestos it goes through the tiny fibers in their lungs and remains there for the rest of their life.

The rest of the housing stock around here is already 50+ years old. 

$260 in the summer and $180 the rest of the year for my two bedroom cabin.

Why not use this time to build a rock solid foundation for your future:- If offered, invest in your 401k up to the employer match (never turn down free money)- Save up enough cash until you can get into a solid investment (one that allows BRRRR or a hack or both)- Use the extra cash you have each month to tackle the projects/reno... if the purchase allows for a hack you can create a new rentable unit first and then use the extra income from that to do the rest of the project/remaining spaces.- After completing the remaining project rent out that space, go after your refi (which clearly has a lot of equity now because you did the work yourself, added income creating units and without pulling another loan... and you're ready and in a fantastic position for the final R - repeat!

There are some geos that have experienced little to no appreciation even though the rest of the country is on fire.

If you can provide those I can finish up the rest.  

So I'm trying to decide on saving up to pay all cash for my first BRRRR  or  pay cash for the down payment and finance the rest.

My thought is to buy a multi-family property if the right deal comes up and move to one unit and rent the rest(house-hack).  

Are rest of utilities separately metered? 

Then after paying those two costs out of profits, split the rest.