You have the ability to use FHA, VA and Fannie Mae to build and all of those options provide a lower down payment or with VA zero down.

Then later did a cash out refi at 2.25% which both lowered my payment and netted me almost $50k, which i used to rehab the property.

Or is it viewed as a "brand-new" company since a new LLC is formed and the corporate credit is non existent? 

You simply obtain funding based on your net cash flow after debt service and 'pledge' that cash flow for a period of time (up to 5 years, no pre-payment penalty), for a cash advance.

(if the property value is 115k) Then turn around and use the cash out proceeds for a down payment on another commercial DSCR loan to purchase a small multifamily.

It would take you 291 months to recoup your 25% down payment at $300 and 437 months at $200 dollars.

I catch over payments or missed payments, I give better responses, etc.My guests in my market want to talk to a person, and the person who owns the property at that.

It should require 10% down payment with roughly Prime + 2% and a 10-year term.When I work with business buyers, I recommend a handful of lenders who are part of the SBA Preferred Lending Program (PLP), as the SBA accepts their underwriting without doing it again when they receive the loan package. 

Once again, it's not that hard, I think non-contractors are intimidated.

So I tell them good , bring your buyer by and I will kick in 1% for a full price cash non contingent contract .