and how do I go about accurately estimating these cost..comps in the area are going 85-90 per sq ft.. non rehabbed (80's to 90's) style houses.so 196 sell for-ishMy question is.

But when I went to my attorney (in Buffalo) wanting to do a rent-to-own, he says he doesn't like them because they aren't enforceable and you can't just evict the non-paying tenant and that it basically ends up being a foreclosure.

Since banks will only do 70% LTV on multi family non-owner occupy refinances is hard money my best bet?

I'm looking to really learn as much as possible about different real estate investing strategies, more so with a focus in wholesaling, and non-performing note investing.

Non-owner occupied only.

Personally I would non renew her lease in January and find a new tenant to start fresh.

but if for some reason you had a hiccup or loan got called and the seller is now getting letters that their credit is getting trashed from non payment that's when you will have issues.. generally they lawyer up you get a bunch of nasty grams etc..  

Would need to find non-student, low-income tenants.

@Nicole Heasley The more times you go through the process the easier it will be to know what banks want to see but in general,  A personal financial statement (list of debts and assets--shows net worth), a summary of your current cash flows (shows where your money comes from and goes to AKA a global cash flow statement), tax returns (for non commercial loans), a bio (tells about you and your team), a deal summary (info about the current deal) and maybe a summary of prior deals that are similar that you have done

FHA Does have have a “non occupying coborrower loan”....I don’t remember the specifics, but is like a 1020% down payment...talk to a lender.