If you can't keep control of your personal finances, you are highly unlikely to succeed in real estate investing.

We usually don't analyze residential properties (1-4) with Cap Rate...but your price points are quite high, so maybe those are 5+ units?...

Lots of lenders are pulling back on the refinances because of some markets declining and rates being so high.

@Juan VargasCredit card stacking is an easy to to ruin your credit and go into massive consumer debt at an extremely high interest rate.

High rental demand so good tenants.

Note* Cypress fencing is no longer available since the Wuhan Flu outbreak.Currently, these scrub trees growing taller exceeding my boundary just feet from the rear of my pool cage.The side neighbor (rental house)  has a large oak tree towering high with branches exceeding  my fence and rapidly reaching for the pool area.

It's a very competative segment as it is highly sought after for the same reasons you are looking at it.

I talked with one homeowner that said she received a postcard with a picture of her house on it.

That way I don't get stuck with the high PGE rates.  

Based on your goals, experience level, and my assumption that high earning w-2s tend to be demanding of your time, I actually think that there are better ways for you to offset your w-2 income.