As we replace them they will be capitalized and not show up on the P&L, but they will still be counted in my overall 50% ratio as deferred maintenance items.

His laundry pays him $125 per month but we wont count that because he uses that money to offset the trash/water and lawn maintence.

Your new mtg payment, taxes, ins. go into your front end ratio, and the s2nd mtg pmt still counts in your back end ratio. 2) The chances for default are just greater with only 2.5% down.

My tips have shut down two crack-houses (not counting the tenant I kicked out for selling crack).What significantly contributes to the problem are SLUM LORDS.

It's always better to have a gun and not need it, than to need a gun and not have it.When seconds count, the police are only minutes away!

Once upon a time, like back in 2003-2006, you could count on a lender believing the most outrageous lie and so appraisals could use the best possible comps.

Op should sell and pay $30,000 in commissions ( or counting discounted price because it has renters in it.) so he can start over in an area he knows nothing about, to avoid $3,000 a year in negative cashflow?

If they are also counting todays appreciation numbers they are investing with rose coloured glasses.

We are looking to educate ourselves further and grow our rental property count in an effort to generate income while we still hold our full time jobs. 

Only have 5 so have to make them count!