So have some patience with your search.

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There is much debate about that but ideally you’ll talk to an experienced agent who can advise based upon experience as compared to an experienced insurance sales person who can sell. 

Go to the Etsy website and search for "property management spreadsheet" and you will find more options than you can shake a stick at.

The way I look at it, it is investment specific, based on what you think you will need in the next few years That could come from cash, or cash equivalents, or if you can afford to make the payments, it could come from borrowed funds.

Cleaning fee should be based on cleaning the whole house.

The home loan was based on your combined borrowing power.

DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.

Hi all, I know this post is a bit older and I was just searching around.

Seems fair based on your assertions.