The letter should encourage the tenant to communicate so you can work something out.

I suggest borrowing money from “Dad” and use a “Gift letter” - work out payback terms with Dad later. 2) If you’re thinking about doing a cash out refinance to pay-off your lender of the down payment you’re banking on the property appraising high enough to allow you to pull more out.

I can find most of the owner's information using my cities accessor website, but I want to see what some of you are doing and how your process works to efficiently send letters or contact some of these owners off-market. 

Or you can hire an engineer and have them write letters explaining quality of work, materials used etc to verify that the work was done correctly. 

This is what I put in several "white letters." 

Would a seller be enticed to sell to a non-cash buyer with a SLIGHTLY higher offer and pre-approval letter?

I have written all of my congressional representatives about these poorly thought-out provisions of the CARES Act (and I'm happy to share a draft of that letter with anyone who wants to do the same), and NARPM, the NAA, and other organizations are actively lobbying for improvements in the legislation. 

Your goal right now is start with first rental with a pre-approval letter from a major lender.

Typically you can obtain a letter from a HML.

I'm particularly interested in learning which lenders are allowing forbearance but are not adding the payments on to the end of the term but are, instead, going to have a balloon payment or increased monthly payments.