You have to understand their individual needs more deeply and get creative.

If you are filing Schedule E (Individual tax return) you have to do that anyways. 

I'm looking at getting at minimum a 4 bedroom house and will rent 3 of the rooms individually to young professionals.  

·Any entity chartered and lawfully doing business under the authority of any law of this state,another state, or the United States as a bank, savings bank, trust company, savings and loan association, or credit union, or a subsidiary of any such entity, which subsidiary is regulated by a federal banking agency and is owned and controlled by a depository institution·A consumer reporting agency that is in substantial compliance with the "Fair Credit Reporting Act"·Any political subdivision, or any governmental or other public entity, corporation, instrumentality, oragency, in or of the United States or any state·A college or university, or controlled entity of a college or university, as those terms are defined insection 1713.05 of the Revised Code·Any entity created solely for the purpose of securitizing loans secured by an interest in real estate, provide the entity does not service the loans·A Credit Union Service Organization holding a valid Letter of Exemption issued under O.R.C. 1322.05See O.R.C. 1322.04 for additional exemptions and exclusions and more details.

I'm not saying that you need to get into construction but no matter what you do you sell your service to your individual client.

Individual stocks?

Very rude individual when I spoke on the phone.

The local building authority?

Has anyone ever done a deal which included a proper and complete residential fuel oil tank decommissioning having been performed by the seller personally (not a hired contractor), using cat litter, then never having the decommissioning certified/filed/inspected with the proper local authorities? 

I'm not an expert on credit, but I would like to know if it is possible for a group of individuals to leverage their credit collectively as a group without having to start an LLC etc?