Most people do more research on where to get a good chicken sandwich than on their personal finances or how to accumulate appreciating assets.

In addition as you accumulate in 401k there are ways to borrow against it.

It’s easy for newbies to forget that capital is needed to operate and maintain a property for the first few years when you haven’t had the time to accumulate a lot of cash flow.But to answer your question, I invested where I went to college because I knew it to a certain degree.  

This # will likely increase when I have a spouse and children to account for, but will also be in a better position at that point in time to have accumulated more income producing assets.Thank you again for the encouragement and excellent suggestions.

@Katie Miller im a newbie at the moment in my “accumulation phase” I call it gaining knowledge and capital I’m working a decent hourly paying job saving as much as possible (I’m literally eating rice, beans, and chicken everyday) I’ve watched countless Brandon turner podcasts I’m not into books too much but I’m getting rich dad poor dad soon because it has been mentioned so much even on other podcasts I listen to so my goals would be to read and finish rich dad poor dad and to read more books in general goal 2 would be to develop a full scale frugal lifestyle until I reach where I would be comfortable financially goal 3 would be to get into my first multi family property before fall of this year goal 4 is to be on my way saving to either buy my 2nd property or have the 1st fully renovated.

Since the end of 2014, I have accumulated nearly 100 cash flowing properties/units along with a partner.  

Once you start accumulating houses you can always use that cash flow to start paying those houses down.There are many ways to go about this whether it's single family homes or multifamily. 

FAR more.. real estate on the rental side is great for long term wealth accumulation but to have it fast and now there are many other ways to make better money.  

The lenders are counting on the masses not having the cash to pay it off at the end and back date the accumulated interest.

My goal is to accumulate a group of nice rental properties to allow me to retire early and continue to flip houses for fun.