On top of that, it's a really bad business practice for the private lender.Assuming you follow the rules (a 'true' 1003, full disclosure, etc.) your options with a GSE-based loan are limited.

If I had to get a job again, some possibilities would be: teach English in Japan or some other foreign country that allows me to experience travel and different cultures, become a firefighter, go back to school for a master's in another subject in a science discipline so it's free, I'm great in any sort of sales role and I wouldn't even have a problem doing something like selling cars, hell even bartending would be more enjoyable than this.Also regarding the Google algorithms etc, I don't do any SEO for exactly that reason...my traffic is all paid traffic, so I have far more control, and I advertise on affiliate-friendly sources with essentially no compliance guidelines or restrictions of any kind...I focused on these because I thought they would be more long term than continually getting banned from and then defrauding Google, Facebook, etc. like most big affiliates do.

I've heard some great arguments on both sides of the aisle, for and against the practice of charging your tenant a deductible for home repairs.

Getting back into the REI game and I am practicing my deal analysis on some MLS properties.

Be careful of doing anything that would fall under "self help eviction practices".

Hypothetically then, I'd suggest you not buy a MH in your area and deal in properties fit for conducting business with the assets you have available, that meet common practice and the reality of where you are.

It forces them to think, my job is to calm the fears and inform as to general and prudent practice.

I also bought the 2 month online practice tests just to make life easy for me and do the electronic tests.

Mark, if one practices perfectly what's the point of practice?

There is no way of saying which borrower or tenant will default except through good underwriting practices and the ability to read people, I don't miss very often and there are aspects of life, those "financial life events" that can never be foreseen in advance.As to bands of investment/price, not really as I'm an underwriter type and consider each property in relation to the market demand, market rents or collateral nature, to the tenant/borrower.