I live these types of hotel conversations especially in college towns. 

I think I have learned more here in a few years than I did in my time in college.

Purchase price: $9,000 Sale price: $60,000I knew since a sophomore in college that real estate was what I wanted to do for the rest of my life but this deal confirmed it for me.

Minus the obviously hotels and such, my college dorm used that back in college

Why did you pick Arizona out of all the states - did you grow up in the state, do you have family there, did you go to college there?

For multis, the numbers of colleges and hospitals here really helps cushion from contraction for buy and hold investors, because demand for rentals is always high.FHA in the Boston area IS possible, and your trade network will serve you well as an investor.

Kids are raised to go to school, go to college, get a good job, and retire at 65...it's probably not her fault that she wants to "play it safe,"  but nobody ever got rich/wealthy off playing it safe, unless you won the lottery. 

Because if you pull it, it is a hard hit and depending on their goals in life (college, need student loans, new baby on the way, anticipating needing a new car), then a hard hit impacts them for a long time. 

.  and that you’re foolish to waste your money on college, stock, investing, etc.

Will there be pre-school/private school/college expenses for them?