Hi there,and thank you everyone for your active engagement on the site - listening to the podcasts and reading some of the posts has been a terrific education so far.I am Sebastian Koellner, a German-American currently living in northern Bavaria, Germany.

I used Real Estate Express to get my license here in FL, I liked the format and found it easy to understand and learn what was needed to pass the test.

From what I gathered from the title company (first american) they collected lender's title insurance fees on the HUD and feel they have some sort of liability if they get a release for the mortgages that never were recorded.   

I struck up a conversation with the bidder for American homes 4 rent.  

My wife and I like most Americans descended from immigrants.

If you did, one of them might come after you with a lawsuit using The Americans With Disabilities Act. 

Census Bureau American Community Survey Estimates.Town & Country came in at No. 12 with a median household income of $176,563.

A lot of the ideas above are good ones, but we can move and deploy more frequently then the average American even realizes the military actually does.  

Census Bureau.The new data, from the 2013 five-year American Community Survey, shows Austin with an estimated population of 836,800.

@James Wise is right, the idea of a living wage runs counter to a society where the mantra is more for less.In theory, a higher minimum wage leads to more money in circulation, but reality, in the context of North American society, would more likely be displacement of more jobs offshore.