That is frankly my biggest concern.

But also it seems to me that you are trying to combine 2 strategies but those two to work in your case you would need to extremely add value to your property or wait to pay off a large amount to make it worth the cost of the closing costs to refi.

This is great feedback and extremely helpful. 

@Michael Kugler In regards to your PM concern, you're saying the owners are upset not because they will have more competition, but because they think it is "unfair" that someone will pay the same price but have multiple listings?

(I don’t recommend Quicken at all, the loan officer I dealt with with was extremely pushy and dishonest and refused to listen to what exactly I wanted and just tried to sell me the only product they offered so he wouldn’t lose his commission).

It is actually topical water proof, includes an extra cork backing for added protection, extremely scratch and UV resistant, and less expensive than the engineered wood, with similar pricing to the laminate.

Larger roof, more expensive fixtures, higher labour costs in more expensive markets.Keep in mind that everything about costs and income are extremely rough guestimates at the very best based primarily on industry data gathered over decades involving millions of investment properties. 

Any advice or areas of concern would be greatly appreciated.. many thanks in advance!  

Seed Capital isn't a bigger concern as Josh C. stated earlier.

I suggest getting a big ole umbrella policy if you are concerned with liability.