Whether it is quotes or just discussing coverage and liability, from my experience, insurance brokers typically have a leg up on the typical Allstate, State Farm, farmers, etc agents.

So my question is what is typically harder to find good deals on?

@Scott Holmes, out of curiosity, what is the inventory like these days for small multi-family (2-4 units) in the Richmond market, and what is the typical price range for acquiring such property in standard B-Class neighborhoods? 

But you're right, you typically won't get the types of returns you could get if you were buying and managing property on your own (But this really depends on the property type you're in, etc...and there are always exceptions to this ). 

I tried Section 8 in Phoenix but it was a typical government nightmare.

However, we do dive deeper into the situation because it typically uncovers an issue that needs dealt with further. 

For single tenant net lease that is absolute NNN then yes an owner typically does nothing.For MTNL -multi tenant net lease then even though in many cases absolute NNN with base plus CAM you still gave to look out for CAM caps and large Capex expenses the owner would usually pay upfront and try to recover over time.For instance if you are buying a center looking at roof and parking lot are 2 big ones.

Financial institutions like to see annual leases typically.

Im unfamiliar with Florida, but in Maryland if the EMD does not get released, then typically the buyer will not release the contract on the property.

I wouldn't suggest paying for Pat Live with a list of 300 leads as they can be pricey and you typically won't get a huge influx of calls from mailing 300 leads.