As long as you can swing that and the cost of having certain certified people onsite, it can be a very lucrative business.

I planned to sell them on their note trading platform if they didn't perform (folio i think?).

If you do falter, at least you'll go down swinging.

THE PROBLEM: This has provided me with zero time and as everyone knows that is looking into real estate investing is interested in ending the era of "trading time for money".

It's the design of the policy, which is more about trade-offs.Since this is life insurance and the cash value accumulation is controlled by IRS "MEC" rules, there is no getting around *some* period of "lag" time between how much you've paid in premiums and how much cash value you have.In the Infinite Banking world, we refer to this as the time and "startup costs" of creating your own "bank."

Just to put a perspective on the market swings of the past few years, consider the following facts: The market in Portland peaked in about July of 2007 when the median price of a home reached $302,000.

MTN's can be traded by whom?

Especially for a newbie (I’m one myself, currently in the process of buying my first investment property), I think it’s worth paying someone commission to be sure that the paperwork is done correctly, you’re not being mislead, etc. in the beginning until you get a few deals under your belt and learn the tricks of the trade.

I do think that If I could find an amazing deal and house hack I could actually still pay debts rather quickly while building equity as long as I can swing major issues that may come up.  

Real Estate is one of the few markets where insider trading is very encouraged.I know as an agent in Texas you just have to ensure that you're very open about what your wants are and you have to disclose that you are a license holder.