It's all about do the positives for you outweigh the negatives for the location and asset type your are seeking. 

If the property is in a habitable condition at the time of purchase, and will have an income that can support the purchase price, these are a great option for many investors as long term permanent debt.Where I think the waters get muddiest is with people seeking "gator lending". 

This gets quite tricky and you should seek professional advice.Here's the part about the post that really jumps out at me as a red flag: the math. 

I am an investor in Chico, CA. I am currently looking for info regarding trusted contractors who specialize in Detached Garage ADU conversions in my area. The homes I am looking to invest in are zoned for ADU developm...

These are professionals with additional training and a stricter code of ethics.

Its affordability and median home price below the national average make it attractive for investors seeking high returns.

Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

Just listed it….we’ll see Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

Conventional financing Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

As that will at least help folks that you reach out to know that you are a real person, with a picture and professional bio.