According to Kidder Matthews (2014), the regional market vacancy rate is 3.8% so I would like to see documentation reflecting this statistic or at least find out why this is or isn't happening at the prospect MF property.

If an investor brings a viable deal to a hard money or private money lender in this region, what are lenders willing to lend?  

Regional? 

Looking to get into buy and hold in staten island and in close surrounding areas, flips in my region but where the price points make more sense. 

@Wesley Merville Finance In between UnitsLook for small banks/credit unions/regional banksSpeak to SVP at the Bank check out this post http://www.biggerpockets.com/forums/49/topics/1755...For MF you will need to put 20-25% down payment or even 30% at timessMake sure your Debt Service Coverage Ratio is 1.25 or 1.5 (better) - According to Investopedia In personal finance, DSCR is a ratio used by bank loan officers in determining income property loans.

welcome to BP: my wife and I moved here (jacksonville, FL) from Tampa Bay region 2 years ago July.

Not talking to you directly, but it's just something people outside of SE MI can't really grasp unless you grow up there or spend a lot of time in that region of the country.

I contacted the Ohio division of real estate (or whatever they call themselves - I forget now) and I also called the regional MLS.

To get past 4 in a conventional loan you might try local and regional banks and credit unions.

It’s very regional.