Any suggestions on how to cut to the chase with the bank?

I plan on attending the AZREIA meeting on Monday.  

@Justin Boyd just saw the location on this, I'm somewhat familiar with that market, we do quite a few retail deals in CLE and the surrounding areas, I'd be happy to give you an opinion on the site if its helpful.  

My priority is getting as close to cash flowing as possible with minimum investment on a 4 beds 2 baths but I'm also thinking about appreciation because you never know when you'll have to sell...

Hello,I'm a mom of two, just starting on my real estate investing journey.

My Google research also indicated a lot of overinflated promises on monthly returns from the asset class in general.   

Sounds like you put in a Bonafide game player but no worries, they suck at the game.

So if I was dealing with a seller who was insisting on handling the transfer this way, I would be wondering what the seller is trying to hide... and I would figure it out.

There's nothing here on BP and no one who I actually know has used them. 

There is a great group of members on here to connect with.