Another said, heavier people take more sick days and health costs are higher, so hiring them is a bigger risk than non-smokers who are thin.So, I wanted to put it out to BP... do you think being biased is natural?

I use to say that I have never put earnest money on a non-listed property, but about a month ago I gave $30 earnest money to a seller who was half crazy and very unstable, and I didn't want to mess with it.I'll speak for Texas because its the only state I've bought property in, but you do NOT have to put up earnest money to make a contract valid in Texas.

Hi,I have owned a mortgage company for 12 years and I have been involved with putting together past clients from Europe that have 5-10 million dollars to invest in non-performing notes in the U.S.

Are you even slightly aware of the problems many condo owners in Florida have with their Boards, with escalating dues, with (perhaps non-existant) reserve funds and repair and maintenance that needs done, not only to the building but also to the common areas, with control freaks?

Will a non-binding, preapproval letter from a mortgage broker for a line of credit in the needed amount work?

.- 3,1 - 986 sq ft - Built in 1940 - Rougher Side of Houston, but NOT a warzone, in fact this street is more of an elderly neighborhood, This house is close to MANY of Houston's attractions (downtown, reliant stadium, minute maid park, the Toyota center, Texas medical center, museum district, and about 4 Universities)After my due diligence we came up with the following numbers.- ARV = $82,500 (which was conservative, recent comps for smaller houses came back slightly higher)- Repairs needed = Around $10,000 for rental - (Needs central air, some rotten board on the outside, some doors/sheetrock repair, and painting)We wanted to try to start out with a $10,000 assignment fee to split between us and work our way down depending on what they would take as an offer.

It's so open ended and non threatening.

Usually, you'll have to show some reason (job loss, forced move, medical situation, etc.) as to why they aren't going to be able to repay the money.

I had coffee with some people from the non-profit sector.

How landlords are depicted in the public's eye, and how to deal with that.Even in my own profession, where there's no regulation...the legitimate businesses have to constantly fight a reputation of irresponsible, non-professional types.