This location is in a 1mm population metro area, 230 units, and costis about $1,800,000 all in.Limits of Insurance:Coverage:Liability andMedical Expenses $2,000,000/$4,000,000Occurrence/Aggregate Comprehensive Business Liability $2,000,000 Any OnePerson Personal & Advertising Injury$4,000,000 AggregateProducts Completed Operations Aggregate $2,000,000 Any OneFire Fire Damage $25,000 OccurrenceCustomers' Goods Legal Liability Deductible: $0 $25,000 AggregateSale and Disposal Liability Deductible: $1,000 $10,000 Any OnePerson Medical Payments $1,000,000 Occurrence Hired Non-Owned $300,000 EachEmployee Employee Benefits Liability $25,000/$25,000 PerClaim/Aggregate Employment Practices Liability Loc Class DescCoverage Limit Ded Valuation Type 1 Self-StorageBlanketBuilding & Business Personal Replacement Cost Property$2,100,000 $25,000 EarthquakeIncluded SinkholeIncluded Windstorm orHail Included 5%BusinessIncome Actual Loss Sustained 24 Months PollutionClean-Up & Removal $100,000 Employee Dishonesty$15,000 Money &Securities - Inside $10,000 Money &Securities - Outside $5,000 Accounts Receivable$25,000 Electronic Data$20,000 Valuable Papers &Records $25,000 Fine Arts $10,000Employee PersonalProperty $10,000 Limited PollutantRemoval $25,000/$100,000 Cosmetic LossLimitation Included Equipment BreakdownProtection Included Premium, Fees, andTaxes: BOP Premium: $ 7,760.00 Optional TerrorismPremium: $ 31.00 Total Premium:$ 7,791.00 Key notes:a.

How many don't like liberal tenant laws?

And $190M in facility upgrades2) In Downtown the Mass Ave district has been revamped and would probably be unrecognizable to you today: converted Coca-Cola bottling plant to a beautiful Art Deco hotel, movie theatre, food hall, fine dining...that's just one block3) IU Health (near Northside) announced in January a $4.3B expansion, making it the largest of its kind in the United States history4) Elanco - a subset of pharmaceutical giant, Eli Lilly (also HQ here) - broke ground last summer on their project, which will employ 100k people, valued at $160M.Indianapolis is no longer the sleepy "Nap Town" that you remember from the 90's.

@J Scott and my comment about pepper spray was a joke in response to other comments suggesting that the property be converted to an art studio.

Other types of Inland Marine policies are Equipment Floaters, Inland Cargo policies, Fine Art Floaters, etc.  

In a few of my shows I've expressed my thoughts on liberal politics.

Artfully,Lorien

I live in paradise...beautiful beaches...soft white sand...historical buildings...forts...brick streets...festivals every weekend....Celtic...pirates...quaint restaurants...fried shrimp ...datil peppers...good schools...art galleries...as far as REI we are in a bubble though...houses are too high to buy and hold or flip...had to have bought a few years ago...

Westerra CU here in Denver has a very liberal underwriting software and they will lend up to $100K without the cost of a formal appraisal.

@Jon HuberI think us liberal coasties are more comfortable with the "bi-coastal" attitude.